Never pay the wrong wallet.

SecurTxn is the control layer that verifies identity before the money moves without storing your sensitive data

The problem

Every safeguard in payments assumes someone can undo it.

On-chain, nothing can. The address is the account, the transfer is final, and a payment sent to the wrong wallet is not a dispute. It is a loss.

%

of misdirected sends are final

ways to reverse one afterwards

  1. 01

    A vendor emails new bank details

    Or someone with access to their mailbox does.

  2. 02

    An address is pasted into a payout

    Forty-two characters. Nobody reads the middle.

  3. 03

    The transfer confirms in seconds

    Exactly as designed. That is the feature.

  4. 04

    There is nobody to call

    No chargeback. No recall. No counterparty.

The solution

Verify the payee. Then make the payment recoverable.

Two ideas, applied in order. Nothing here asks the chain to change, and nothing depends on a counterparty being reachable afterwards.

Security model

Nothing is trusted because it was typed in.

Every fact behind a payout is signed by someone with something to lose: the issuing authority, the wallet holder, the approver, or the network itself. Assertions are checked, never accepted.

  • XMLDSigIssuer signature on every document
  • EIP-712Wallet control and receipt, signed
  • keccak256Hash-chained evidence, verified on read
  • AES-256-GCMPersonal data encrypted at rest
How it works

One payment, from invoice to receipt.

Four stages, each refusing something the next one would otherwise have to trust. What travels between them is written on the line.

wallet CONFIRMEDunverifiedSAFE_TO_SENDDO_NOT_SENDapprovedheldREFUNDED to payerVERIFYidentity + walletVENDOR_WALLETdocumentsignature okcontrolEIP-712 proofcallbackregistry contactstatusCONFIRMEDDECIDEchecks, in orderDECISIONsanctionsclearduplicatenonetier limitwithinverdictSAFE_TO_SENDAPPROVEa person releases itPROPOSALpayeeMeridian Componentsaddress0x7099…79C8amount500.00released byapproverSETTLEescrow, then a forkESCROWhashlockpublishedclaimedpreimage revealedunclaimedreturns at expiryeither wayevidence writtenANCHOREDtopic 0.0.10454706SECURTXN · PAYMENT PIPELINE01 / 04

An address nobody can substitute